Michael F. Richards, APMA®, CDFA®

Michael Richards joined Convergence Financial in 2024 as an independent financial advisor. Before this, he worked as a financial advisor with Caliber Wealth Management. He holds the designations for Certified Divorce Financial Analyst® and Accredited Portfolio Management AdvisorSM with Raymond James. While focusing his business on his clients’ individual financial objectives, Michael believes the most successful wealth management strategies look at the big picture. It is this comprehensive, strategy-focused approach, delivered with constant personal attention and a commitment to his clients’ best interests, that sets Michael apart.

Michael is dedicated to enhancing and supporting wealth preservation for you and your family. By establishing deep and valued relationships with you, he can gain a comprehensive understanding of your needs and goals.

Michael works hard to enhance and help preserve your investments while assisting you in pursuing your goals through long-term financial strategies. He uses the latest in risk analysis, retirement planning and tax-efficiency software.

A native of San Antonio, Florida, Michael graduated from Colorado State University with a double major in agriculture business and animal science. He has three boys, Colton, Caleb and Blase, and a border collie named Rip. When not working, Michael enjoys spending time with his sons and participating in outdoor activities.